Terms & Conditions

By using this website, you agree to the following terms.

Use of Tools

Tools are provided "as is", free of charge, for personal and professional use. We do our best to ensure accuracy, but we do not guarantee that any tool's output is error-free or suitable for every purpose — always double-check results for anything critical (financial, medical, or legal decisions).

No Professional Advice

Calculators and generators on this site (including health, financial and legal-adjacent tools) are for general informational purposes only and are not a substitute for professional advice.

Content Ownership & Reproduction

Site text, guides, graphics and layout are owned by us or our licensors and may not be copied, republished, scraped, or redistributed in bulk without prior written permission. You are welcome to link to any page, or quote a short excerpt with attribution and a link back to the original page.

Acceptable Use

You agree not to abuse, overload, scrape, or attempt to disrupt the service, run automated bots against it beyond normal search-engine crawling, or use it for unlawful purposes.

Changes

We may update these terms from time to time; continued use of the site means you accept the current version.